Resources for advisors and the clients they refer.
Everything we publish, in one place: guides, tools, carrier information, and directories.
Guide library
Plain-language coverage guides and advisor checklists, plus preparation for life insurance declines, treated sleep apnea, type 2 diabetes, and cancer treatment history.
Browse the guides
Advisor tools
Explore care-funding scenarios, a disability income gap, an existing policy, umbrella questions, or underwriting fit. Five free tools, with no login.
Explore the toolsCarrier standard
The carriers we work with, the A- or better standard for life, disability, long-term care, and group coverage, and where availability varies.
See the standardWhere we work
State-by-state coverage for life, disability, long-term care, and property lines.
Check your stateBlog
Articles on insurance decisions that come up inside financial planning, written for fee-only advisors.
Read the blogFind a fee-only advisor
For clients without an advisor: the directories we trust for finding fee-only fiduciary planners.
See the directoriesSend us the policy or client situation.
We can review existing coverage, compare options, or talk through the case before you make an introduction.