Advisor Tools
Working tools, not gated PDFs. Each one runs entirely in your browser. There is no login, and nothing you enter, including a client's name, gets stored. They exist so you can answer a client's insurance question with a number instead of a hunch, whether or not a case ever reaches us.
Underwriting Fit Preview
Ten questions about a client's health profile. See the realistic rate class range, which carriers we would shop first, and what would move the offer.
Open the toolDisability Income Gap Calculator
Enter pay and group LTD details. See what the plan actually delivers after taxes, caps, and the covered-pay definition, and how much individual coverage carriers would issue on top.
Open the toolMore tools are coming as we build them. If there is a calculation you keep doing by hand for clients, tell us and we may build it next.